Business Banking

Lines of Credit

We can offer you an annual renewable line of credit to fund working capital needs and for seasonal business operating expenses.

Lines of credit give you control and flexibility in managing your daily cash flow. You may apply for either a set amount of credit or establish a revolving account.

Intermediate Asset/Equipment Loan

First National Bank of Coleraine can help you acquire the assets your business needs to grow: vehicles, equipment, tools, machinery, fixtures and leasehold improvement. Use your intermediate asset loan in one lump sum or as needed. Repayment is based on the life of the asset and your cash flow.

Real Estate Loans

Our flexible loans help you purchase, refinance, construct and improve real estate for your long-term success. Loan funds are available in a single advance or in a series of multiple advances. The flexible repayment schedule is based on the life of the property and your cash flow.

Government Loan Programs

We offer many federal and state loans to exercise flexibility and creativity in formulating loans unique to your business including: Small Business Administration (SBA)

  • Low Documentation
  • 504
  • 7(a)
  • Express

Additional Business Services

As part of our commercial banking services, we also offer:

  • Wire Transfers
  • Electronic Collections Payments
  • Automatic Transfers
  • ACH origination
  • Merchant Credit Card Clearance

E-Statements

Simply click on the “Sign up for E-Statements” link here on our website, print out the Consent and Agreement, read the form and fill out the information at the bottom of the last page. Bring, mail, or email your signed Consent and Agreement form. When we receive your Consent and Agreement, we will send you an email along with a document that describes how the sign up process works. You will need to open up this document, save or print it out and then reply back to the Bank. Once we receive your reply, we will proceed with your enrollment in E-Statements.